The following terms and conditions (collectively, these "Terms and Conditions") apply to your use of
www.earniversity.io, including any content, functionality, and services offered on or via the website (
www.earniversity.io). Earniversity LTD owns and operates this Website and the related educational programmes.
Please read these Terms and Conditions carefully before using the Website, as by using it you accept and agree to be bound by them. These Terms and Conditions are effective from
August 2025. Earniversity LTD reserves the right to change these Terms and Conditions at any time without notice. It is your responsibility to review the Website and these Terms regularly. Continued use of the Website following modifications constitutes acknowledgement and agreement to abide by the revised Terms.
Your use of the Website must comply with all applicable laws and regulations. You are solely responsible for your communications via the Website and agree not to upload, post, or distribute content that:
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Is unlawful, threatening, abusive, harassing, defamatory, deceptive, fraudulent, or invasive of privacy.
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Victimises, degrades, or intimidates based on religion, gender, orientation, race, age, or disability.
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Infringes intellectual property or proprietary rights.
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Constitutes unsolicited advertising or spam.
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Contains malicious software or code.
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Impersonates any person or entity.
Earniversity LTD reserves the right to remove content that violates these Terms, and may suspend or terminate your account without notice for violations.
These Terms of Purchase apply to any programme purchased from Earniversity LTD, including the Fast Track Challenge. By purchasing access to a programme, you agree to these Terms of Purchase and the Terms of Service.
To participate in the Fast Track Challenge, full payment must be made. The standard fee is £395, with a discounted rate of £235 offered to selected participants as part of our Testimonial Group Discount Opportunity.
All payments are in British Pounds (GBP). You are responsible for exchange rate differences and applicable fees. Earniversity LTD is authorised to charge your selected payment method upon purchase confirmation.
Disputes must be reported within 10 days of the transaction. Failed payments may result in account suspension until resolved.
Payments are handled by third-party processors such as Stripe or PayPal. By enrolling, you agree to their respective terms of service. Earniversity LTD does not store your credit card information.
You represent and warrant that:
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Your payment and personal information is accurate and complete.
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You are authorised to use the payment method.
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You will pay all charges, including applicable taxes.
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You will not share your login credentials.
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You will report any unauthorised access immediately.
You are responsible for keeping your account and payment details up to date. Earniversity LTD is not liable for unauthorised use of your payment method.
Participants under discount programmes (e.g., Testimonial Group) may be required to:
The 100% money-back guarantee only applies to students who complete the full programme and provide verifiable evidence that it yielded no value.
Discounts are non-transferable and may not be combined with other offers.
Refunds will not be issued prior to the programme start date.
To be eligible, you must:
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Have enrolled and paid in 2025.
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Submit proof of full participation (attendance, completed coursework).
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Provide a valid reason and supporting evidence for dissatisfaction.
Refunds are subject to a 25% administrative fee and will be processed to the original payment method.
Refunds are discretionary and may be denied if participation requirements are not met.
These Terms are governed by the laws of England and Wales. Legal disputes shall be handled in UK courts.
These Terms and Conditions constitute the entire agreement between you and Earniversity LTD and supersede all previous terms, communications, or understandings.
For questions about these Terms and Conditions, please contact us:
